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Why Agents Should Purchase Life Insurance Leads

Posted on March 2, 2010 |

Agents should purchase life insurance leads for many reasons. But before you do you, you need to have a good system in place of exactly how you are going to work the leads. Buying the life insurance leads is one thing but turning them into real sales is something else entirely. You need to have your plan in place and make sure that it can work to your business’s advantage.

The best and most obvious reason why agents should buy life leads is to drum up new business. Purchasing leads means that you don’t have to spend valuable time trying to generate them on your own. But if you do consistently generate some leads on your own you can always add those leads to the ones you buy. Then you will always have a large pool of potential prospects to draw from. Then filling your pipeline will not be a laborious and painful process anymore.

One more great reason to purchase life insurance leads is that the process is fairly straight forward and easy to do. The key is finding a consistent and reliable lead generation company. Once you have found a quality provider then all you do is set your up your lead filters, the quantity you want per day and then deposit some money into your lead account.

Buying life insurance leads also keeps you in competition with the other agents who you have to contend with for business. It keeps you “in the game” per say. More and more agents are beginning to use online insurance leads in their business on a regular basis. They already know that paying for qualified, verified leads is much easier then trying to generate them from other, more conventional sources.

In all purchasing life insurance sales leads presents agents with many benefits and options. If you are a insurance agent that is looking to write more life insurance policies, then purchasing leads from an online provider might be a good idea.

At TopPickLeads.com we know that life insurance leads can be a tried and true staple of a successful agent’s business. They can lead to a lucrative source of income or can be a costly drain on your budget. Which is why we reviewed the major online insurance lead providers.

Tips For Agents on How to Work Online Insurance Leads

Posted on January 12, 2010 |

When it comes to selling insurance, there is quite a bit of competition. Most online insurance leads check with multiple agents in an attempt to find the best rate. So how can you ensure your leads stick with you instead of some other agent? Read on for tips to help you close the deal before the competition!

Make First Contact

Whoever first contacts an insurance lead has a distinct advantage. To increase the chances you are first, you must get into the habit of contacting new leads ASAP. This means making the call as soon as you get the lead. No answer? Leave a message with your name and company name. You can leave a quote in the message if you like, but it might be more advantageous to let them know you have a great quote for them to prompt them to call you. Additionally, send a follow up email that speaks highly of you and your company. Still don’t hear back? Don’t stop until you have exhausted your options. Just remember: don’t hound your potential client, but merely try to be helpful and professional.

Sell Your Service

Once you have contacted your online insurance lead, you need to sell yourself. This this your chance to separate yourself from your competitors. Following are six tips to transform your lead into a new client.

Begin with conversation. Most agents jump right into a sales pitch, but people dread the sales pitch. Instead, start with open ended questions. These feel less threatening, and help you adequately assess client needs. Remember to listen.

Understand each prospect. Study the information that comes with each insurance lead, and keep notes of each conversation you have. This allows you to better understand what each client desires. You will understand why they want coverage and what sort they might prefer. Additionally, reviewing your notes prior to appointments will help you keep the visit personal, and show them you pay attention. This is a key to building rapport.

Know your services. Make sure you know your own services and products like the back of your hand. You’ve got to know the highlights and drawbacks of each policy so you can answer questions at the drop of a hat.

Always be enthusiastic. The energy you bring to each meeting will color your clients experience. If you aren’t happy about the services you sell, then your client won’t be either. The combination of your enthusiasm and knowledge of your services will go a long way in converting a lead to a long term client.

Resist using high pressure sales techniques. You’re sure to encounter resistance when you try to close a sale. But instead of applying pressure to your insurance leads prospects, focus on the benefits of your packages. Clients will come to appreciate your positive approach.

Deals and guarantees are always good. Everyone likes a good deal. Make sure you offer each client some sort of special incentive or bargain. This will help them feel more compelled to take advantage of your service instead of the competition’s.

At Top Pick Leads we know that Online Insurance Leads can be a tried and true staple of a successful insurance agent’s business. They can lead to a lucrative source of income or they can be a costly drain on your budget. Which is why we have reviewed the major online insurance leads providers. Visit our site now to find out who we chose as our TOP PICK providers.

Finding Qualified Insurance Leads – 10 Tips For Agents and Brokers

Posted on January 10, 2010 |

For most insurance agents, the most challenging part of the job is finding prospective clients that are interested in purchasing an insurance policy. It doesn’t take long to exhaust your list of family, friends, and acquaintances; and what then? Many new agents learn finding new leads and making enough money to keep the doors open is much more difficult than they anticipated. The truth is, it is possible to maintain a continuous flow of prospects into your office. Here are some pointers to help you find potential clients and keep your business booming. Buy good quality leads. There are many companies out there that specialize in providing quality leads. Check out services like InsureMe to get a burst of business. These services often have low fees or might be altogether free. Today’s technology allows you to receive new leads in real time. Potential leads are usually prescreened and made up of individuals actively seeking new insurance polices. This means you should have a very high closing percentage. Take on an authoritative position in the insurance industry. Take the time to create easy surveys for your clients to fill out. Pay attention to any statistical trends you see and publish or publicize your results. You can send your findings to the media or simply post them on your own website. This is a great way to gain recognition and credibility. Plus, the added exposure is sure to gain you more leads and sales. Form relationships with other professionals. Know another professional in a similar line of work. Consider sharing contacts to your mutual benefit. This is a wonderful way to get a hold of more quality leads, and it won’t cost you a thing. Consider giving seminars. Contributing your knowledge in the form of seminars or lectures is another great way to gain credibility and make useful contacts. This often leads to word of mouth recommendations or media exposure. Purchase Newsletter advertising. There are many relevant online newsletters available to advertise in. Design a clever logo and whip up some quality copy. You’ll be able to track your conversion rate too, so you’ll know if it is worth the money. Consider getting involved with networking groups. Networking organizations provide a good way to increase your business contacts. Although they generally have annual fees, they give you an effective way to increase leads. Try participating in trade shows. Regional trade shows are a wonderful way to put your business in the spotlight, and get in touch with a wider range or prospects. Advertise online. Most interested consumers look for insurance info online. Try placing ads on search engines or relevant sites. Take another look at your list. See customers you haven’t heard from in a while? Give them a nudge and you might make another sale. Remember word of mouth works. Provide an extraordinary service to your clients. Ask them to refer anyone they know who might be interested. Word of mouth advertising is very effective. By following these ten tips for increasing leads, you will be able to give your business a much needed boost. So don’t despair; start building more leads and generating more sales today!

I am the creator of TopPickLeads.com an Insurance lead Provider Review website.

How Do the Top Agents Generate Their Insurance Leads?

Posted on December 7, 2009 |

Insurance agents need to keep constant influx of quality insurance leads to make money, right? They have a desperate need for these leads to keep their business going and growing. While there are many successful agents who do not have any trouble finding good quality insurance leads, this just is not the case for agents that are just getting into the business. If you have been in the business for a long time and are confident in your ability to find insurance leads on your own then you are probably making a pretty decent living. On the flip side, if you are new to the business or unsure about whether you can find enough quality leads then you may need to use the following tips in-order to generate leads on your own or find a quality online insurance lead provider.

 1. If you are willing to pay for leads then you can get all the leads you need and more. Keep in mind that there are many services that provide leads to brokers and agents. You do have to pay for them, but if they are good quality insurance leads then they are worth it because they can be turned into sales rather easily. Once you find the right a company that you can trust you can purchase almost all types of insurance leads a fairly reasonable price.

2. You can also ask your clients to find leads for you. This is something you do not want to do too often and you want to be extremely tactful about it, but if done right it can work very well. You can send out postcards that ask your current clients to refer their friends and family members. This can be one of the easiest ways to get quality leads for your business. Remember if you are providing your current clients with a quality service, then it is ok to ask them for referrals.

3. You can also set up your own website to bring insurance leads to you. If you set up your own website and market it correctly you can actually sit back and wait for insurance leads to show up in your inbox! Although this sounds pretty simple, unfortunately it is not. There is a lot of work that goes into marketing your website online, but if you have the resources this can be a viable option.

To be a successful insurance agent it is a good idea to do a combination of all three of these methods and more. Keep in mind that there is no such thing as having too many leads at any given time. Each lead is a potential sale and potential money in your pocket. You will always be working, first to find the prospects and then to turn them into clients.

At Top Pick Leads we know that online insurance leads can be a tried and true staple of a successful insurance agent’s business. They can lead to a lucrative source of income or they can be a costly drain on your budget. Which is why we have reviewed the major online providers. Visit our site now to find out who we chose as our TOP PICK providers.